Honed Proof
Same visit, true total cost.
The copay isn't the whole price of an office visit. Add in travel and your time, and the virtual visit often looks very different.
Enter your numbers to compare
Add the visit prices, plus any travel cost and the value of your time, and see which path really costs less.
VERDICT
$0
Telehealth
$0
Just the visit cost — no travel, no time off.
In-person
$0
Your estimated true total: copay plus travel and time.
How the in-person total is built
- Telehealth visit cost
- —
- In-person copay / coinsurance
- —
- Round-trip travel
- —
- Time off work (value)
- —
- In-person true total
- —
- Difference
- —
Before you decide
- Some plans charge the same copay for virtual and office visits — when they do, travel and time decide it.
- The travel number is yours to set: gas, parking, tolls, or a rideshare fare.
- Time has a real value: an hourly wage times hours missed is a fair estimate — including the waiting room.
- Cost-sharing varies by plan. Confirm your telehealth and office-visit copays before you book.