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What could your health plan actually cost?

Enter your household income and size, and estimate your 2026 ACA premium tax credit against the benchmark Silver plan.

Your household

01 / HOUSEHOLD
$
#

Benchmark plan

02 / BENCHMARK
$

The benchmark is the second-lowest-cost Silver plan in your area. Find yours on healthcare.gov or your state Marketplace; a ballpark is fine for an estimate.

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How much help might you get?

Enter your household income, household size, state, and the benchmark Silver plan premium.

Last reviewed: October 2026.

What's next?

Honed Money provides calculators and educational information for general purposes only. It is not financial, tax, legal, investment, or insurance advice. Estimates are based on the information you enter and the assumptions shown. Actual results will vary. For taxes, retirement, and government benefits, verify with IRS.gov, SSA.gov, or VA.gov. We don’t sell financial products and aren’t paid for calculator results. Use at your own risk.