Keep current card
Interest during intro period
One-time fee$0
Estimated financing cost
Will a balance transfer save you money?
Compare the transfer fee and introductory interest with the interest you would pay by leaving the balance where it is.
Your comparison will appear here
Enter both card rates, the intro period, and the fee to compare the financing costs.
Your comparison
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BOTTOM LINE
Transfer the balance
Interest during intro period
Transfer fee
Estimated financing cost
Estimated savings
Fee break-even time
Cost per intro month
Explain these results
Assumptions: This is a simple same-balance comparison. It estimates interest on the full starting balance for the introductory period, with no payments, new purchases, compounding, or rate changes. Your real cost will usually be lower if you pay the balance down. It does not include the regular APR after the offer ends.