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50 and over? Save more.

The IRS lets workers 50+ stash extra in 401(k)s and IRAs. See your room and what it could grow into.

About you

01 / YOU
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Current contributions

02 / SAVING
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$
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Unlock your extra room.

Enter your age, current contributions, and timeline to see your catch-up limits and projected payoff.

Last reviewed: October 2026.

What's next?

Honed Money provides calculators and educational information for general purposes only. It is not financial, tax, legal, investment, or insurance advice. Estimates are based on the information you enter and the assumptions shown. Actual results will vary. For taxes, retirement, and government benefits, verify with IRS.gov, SSA.gov, or VA.gov. We don’t sell financial products and aren’t paid for calculator results. Use at your own risk.