See what your giving may save.

Estimate the 2026 federal tax value of charitable gifts, including the new cash deduction for people who do not itemize.

This is a planning estimate, not tax advice. It assumes the gifts entered are deductible and applies your marginal rate to the extra deduction. Limits, documentation, income, and the type of charity can change the result.

2026 standard deductionMost filers use this instead of itemizing.

Single / married separately$16,100

Married filing jointly$32,200

Head of household$24,150

Your 2026 giving

FEDERAL

Filing status

Cash donations

Cash, check, card, or other monetary gifts to eligible organizations.

Noncash donations

Enter the deductible value you expect to claim, not the original purchase price.

Itemizing comparison

Other itemized deductions

Examples: deductible mortgage interest, state and local taxes, and eligible medical costs. Do not include these donations again.

Marginal tax rate

The federal rate that applies to your next dollar of taxable income.

Your entries stay in this tab and are not saved.

Start with your gifts.

Enter your cash or noncash donations, other itemized deductions, and marginal rate to compare deduction paths.

ESTIMATED FEDERAL TAX SAVINGS

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EXTRA DEDUCTION FROM GIFTS—

MARGINAL RATE—

ESTIMATED SAVINGS—

GIVING ENTERED—cash plus noncash gifts

BEST DEDUCTION PATH——

DEDUCTION USED——

Deduction comparison

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2026 rule to know: If you do not itemize, eligible cash gifts may still produce a deduction of up to $1,000, or $2,000 on a joint return. Noncash gifts do not qualify for that non-itemizer deduction.

Confirm the organization

Gifts to individuals are not deductible. Check that the recipient is an eligible organization.

Keep the receipt

Keep a bank record or written communication for cash gifts. Contributions of $250 or more need a written acknowledgment.

Value property carefully

Noncash gifts use deductible value, often fair market value. Extra forms or an appraisal can apply to larger amounts.

Method: Compares the 2026 standard-deduction route, including the limited non-itemizer cash deduction, with total itemized deductions. Estimated savings equal the extra deduction attributable to gifts multiplied by the marginal rate you enter. It does not model contribution limits, phaseouts, special property rules, state taxes, or changes in other tax provisions.

IRS: 2026 standard deductions
IRS: charitable contributions
Reviewed Oct. 7, 2026 · Not tax advice.