← Decision Center

Can I retire yet?

You can retire when your money can cover your life without your paycheck. These three calculators check whether you're there — or how far away you are.

1

Project what you'll have saved

Estimates your nest egg at retirement based on what you're saving now.

Retirement Savings Projector →

What to do with it: This is your starting point. Everything else builds on it.

2

Add what Social Security pays you

Estimates your monthly benefit at different claiming ages.

Social Security Estimator →

What to do with it: Later claiming means bigger checks — see what waiting is worth to you.

3

Check what you'll be forced to withdraw

Shows the minimum you must pull from tax-deferred accounts each year after 73.

RMD Calculator →

What to do with it: This affects your tax picture in retirement — good to know before you plan spending.

Putting it together

Add your projected savings withdrawals to Social Security. If that total covers your spending with room to spare — year after year — you're ready. If not, you now know exactly how big the gap is.