2026 FEDERAL INCOME TAX
One income. Two tax rates.
See the rate on your next taxable dollar, the average rate across all your income, and exactly how each tax bracket contributes.
Your income fills brackets in layers.
Enter an annual income to see which layers are used and why your top rate is not the rate on every dollar.
MARGINAL RATE
—Rate on your last taxable dollarEFFECTIVE RATE
—Total estimated federal tax ÷ total incomeHow your tax is built
2026 standard deduction applied—
BRACKETINCOME IN BRACKETRATETAX FROM BRACKET
What this includes: 2026 federal ordinary-income brackets and the standard deduction. It excludes credits, itemized or special deductions, capital-gains rates, self-employment and payroll taxes, the alternative minimum tax, net investment income tax, and state or local tax.