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Caring for a parent is hard. The math shouldn't be.

Pick a type of care, enter local rates, add what your parent can contribute — and see the real monthly cost for your family.

Type of care

01 / CARE
$

National median is about $33/hour for a home health aide.

Monthly care cost$0

What your parent can contribute

02 / CONTRIBUTION
$
$
$
Total contributions$0
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Put a number on the plan.

Choose a type of care and enter local rates — the calculator compares all four options side by side.

Last reviewed: October 2026.

What's next?

Honed Money provides calculators and educational information for general purposes only. It is not financial, tax, legal, investment, or insurance advice. Estimates are based on the information you enter and the assumptions shown. Actual results will vary. For taxes, retirement, and government benefits, verify with IRS.gov, SSA.gov, or VA.gov. We don’t sell financial products and aren’t paid for calculator results. Use at your own risk.