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Live in one unit. Let the others pay.

Buy a multi-unit property, live in one unit, rent the rest. See your real out-of-pocket cost versus renting.

The property

01 / BUY
$
%
%
yrs

Rental income

02 / RENT
$
$
%

Monthly expenses

03 / COSTS
$
$
% of rent
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Could you live for free?

Enter the property, the rents, and the costs to see what house hacking really saves you.

Last reviewed: October 2026.

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Honed Money provides calculators and educational information for general purposes only. It is not financial, tax, legal, investment, or insurance advice. Estimates are based on the information you enter and the assumptions shown. Actual results will vary. For taxes, retirement, and government benefits, verify with IRS.gov, SSA.gov, or VA.gov. We don’t sell financial products and aren’t paid for calculator results. Use at your own risk.