See what fees take from your future.
Compare two expense ratios and see the dollar cost of each over time—including the growth those fees could have earned.
Extra ending value with the lower fee
$0
Projected ending value
How the gap grows
Explain these results
How this estimate works
The calculator treats the expense ratio as a reduction in the annual return, then compounds monthly. Annual contributions are split into 12 equal deposits made at the end of each month. “Fee drag” is the difference between the no-fee projection and each fee-adjusted projection; it includes both estimated fees and the growth those dollars no longer earn.
What is not included
- Taxes, trading costs, loads, or advisory fees
- Changing returns, contributions, or expense ratios
- Inflation or market volatility
For informational and educational purposes only. This estimate does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Actual returns and costs will vary, and past performance is not indicative of future results.