Offer A
estimated annual value
Salary matters, but so do the match, health costs, bonus, and paid time off. Put both offers on the same annual footing.
One clear estimate. The calculator values paid time off using each offer’s salary and a 260-workday year.
Estimated winner
estimated annual value
estimated annual value
Estimated annual value adds base salary, expected bonus, the employer’s 401(k) match, and a dollar estimate for paid time off. It then subtracts your yearly health insurance premium.
The 401(k) estimate assumes you contribute enough to receive the full match. Paid time off is valued at salary ÷ 260 workdays × PTO days; it represents the value of paid time, not extra cash in your paycheck.
This is a first-pass comparison. Taxes, vesting schedules, deductibles, equity, commute costs, overtime, pension benefits, and quality of life can change the real winner.
For informational purposes only. This estimate does not constitute financial, tax, legal, or career advice.
Last reviewed: October 2026.