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Military retirement planning

Estimate your retirement pension.

Compare the High-3 and Blended Retirement System multipliers using your creditable service and average monthly base pay.

Your service details

Retirement system
years

Decimals are welcome—for example, 20.5 years.

$ / mo

Use base pay only—not allowances or special pays.

Your estimate will appear here

Enter your service details to see gross monthly and annual retired pay.

Estimated gross monthly pension

$0

per month

Estimated annual pension $0
Retired-pay multiplier 0%

Explain these results

What the two systems change

High-3 uses 2.5% for each year of creditable service. BRS uses 2.0%, so its pension portion is smaller for the same service and pay. BRS also includes government TSP matching and other benefits that are not included in this estimate.

What this estimate leaves out

This is a simple active-duty pension estimate. It does not model Reserve or Guard point calculations, disability retirement, cost-of-living adjustments, taxes, Survivor Benefit Plan premiums, VA offsets, or concurrent receipt rules.

Last reviewed: October 2026.