Split the 401(k) right, or pay the IRS twice.
Enter the retirement balance, the split percentage, and what the receiving spouse plans to do with their share — see the rollover vs. cash-out difference in dollars.
Two buttons, thousands of dollars apart.
Enter the account balance, the agreed split, and the payout choice — and see exactly what each spouse walks away with.
RECEIVING SPOUSE NET
$0
Rollover vs. cash out
How much of the receiving spouse's share survives each choice.
$0 net (cash out)$0 net (rollover)
Split details
- Account balance
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- Split to receiving spouse
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- Owner keeps
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- Receiving spouse gets (gross)
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- Income tax (cash-out)
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- 10% early-withdrawal penalty (cash-out)
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- Net if rolled over
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- Net if cashed out
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