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Protect your stuff for the price of a streaming plan.

Most renters insurance costs less than $20 a month. See how much coverage you actually need, compare quotes, and pick a deductible that makes sense.

Your belongings

01 / STUFF
$

Furniture, electronics, clothes, kitchen gear, bikes — replacement cost, not what you paid years ago.

Recommended coverage$0

Deductible

02 / DEDUCTIBLE
$500

Your quotes

03 / QUOTES
$
$

Liability coverage

04 / LIABILITY
$100,000

Liability covers injuries to others or their property — not your own stuff. $100k is the common minimum; $300k costs very little more and is the usual recommendation.

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Your stuff has a number.

Add up what your belongings would cost to replace, pick a deductible, and compare two real quotes.

Last reviewed: October 2026.

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Honed Money provides calculators and educational information for general purposes only. It is not financial, tax, legal, investment, or insurance advice. Estimates are based on the information you enter and the assumptions shown. Actual results will vary. For taxes, retirement, and government benefits, verify with IRS.gov, SSA.gov, or VA.gov. We don’t sell financial products and aren’t paid for calculator results. Use at your own risk.