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When does the rig pay for itself?

Add up what the van, RV, or boat really costs, compare it with the rent you would be paying, and see how many months until the road starts saving you money.

All-in rig cost

01 / RIG
$
$
$
All-in rig cost$0

Settled life, per month

02 / RENT
$
$
$
Monthly housing cost$0

Nomad life, per month

03 / ROAD
$

Include everything: campsites or moorage, fuel, food, insurance, connectivity, maintenance reserve, and fun money.

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When does the road pay off?

Enter what the rig really costs, what rent costs now, and what life on the road costs each month.

Last reviewed: October 2026.

What's next?

Honed Money provides calculators and educational information for general purposes only. It is not financial, tax, legal, investment, or insurance advice. Estimates are based on the information you enter and the assumptions shown. Actual results will vary. For taxes, retirement, and government benefits, verify with IRS.gov, SSA.gov, or VA.gov. We don’t sell financial products and aren’t paid for calculator results. Use at your own risk.