What does the second income really earn?
Enter the second paycheck, what it costs to earn it, and the costs you never see. Get the true net — math only, no life advice.
Price the paycheck.
Enter the second income, what it costs to earn, and what time away really costs. See the true net.
TRUE NET GAIN OF THE SECOND INCOME
$0
Breakdown
- Gross second income
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- Taxes at your rate
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- Childcare
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- Commuting
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- Work extras
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- True net gain (annual)
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- True net gain (monthly)
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The verdict
Hidden cost over time
- Retirement savings lost / yr
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- Career growth lost / yr
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- Years out
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- Lost retirement value at 7%
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What the math can't measure
Career momentum, professional identity, adult social life, time with your kids, flexibility, and household stress have real value that no calculator can price. This tool only counts dollars. Use it as one input among many.