Your income isn't taxed at one rate.

TAX YEAR 2026

Enter taxable income—not salary—to find your federal ordinary-income bracket and see how the progressive brackets stack up.

Use taxable income from your return or a reasonable estimate. This is income after deductions, not gross pay. The calculator covers 2026 federal ordinary-income brackets; returns for this tax year are generally filed in 2027.

Your tax details

2026 FEDERAL

Filing status

Choose the status you expect to use on your federal return.

Taxable income

Usually found on Form 1040 after adjustments and deductions. Do not enter gross income here.

Your entries stay in this tab and are not saved.

Find the rate on your next dollar.

Enter your 2026 taxable income to see your marginal bracket, estimated ordinary income tax, and the amount taxed inside each bracket.

YOUR 2026 MARGINAL FEDERAL RATE

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TAXABLE INCOME—

FILING STATUS—

NEXT BRACKET—

ESTIMATED ORDINARY INCOME TAX—before credits and other taxes

EFFECTIVE RATE—estimated tax ÷ taxable income

ROOM IN CURRENT BRACKET—before the next rate begins

How the brackets stack

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What is included: the 2026 federal ordinary-income rate schedule for the filing status selected. This simplified estimate does not include deductions, tax credits, capital gains rates, self-employment tax, the alternative minimum tax, the net investment income tax, or state taxes.

Method: Taxable income is divided across the seven 2026 federal brackets. Each slice is multiplied by its bracket rate, then the slices are added. Figures are rounded to the nearest cent.

IRS 2026 tax rate schedules
Source reviewed Oct. 7, 2026 · Informational purposes only, not tax advice.