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What does a teen driver cost to insure?

Enter your current premium and the teen’s details to estimate the new rate — plus ways to lower it.

Current policy

01 / TODAY
$

The teen

02 / TEEN
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Calculate to activate the email and copy buttons. Your entries stay in this tab and are not saved.

Brace for the premium jump.

Enter your current annual premium, the teen’s age, discounts, and vehicle to estimate the new cost.

Last reviewed: October 2026.

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Honed Money provides calculators and educational information for general purposes only. It is not financial, tax, legal, investment, or insurance advice. Estimates are based on the information you enter and the assumptions shown. Actual results will vary. For taxes, retirement, and government benefits, verify with IRS.gov, SSA.gov, or VA.gov. We don’t sell financial products and aren’t paid for calculator results. Use at your own risk.