← Honed Money

Your salary is only part of the paycheck.

Add up salary, retirement match, health coverage, paid time off, and the extras to see what a job is really worth — and compare two offers side by side.

Offer A — current or first offer

01 / OFFER A
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Offer A total compensation$0

Offer B — compare (optional)

02 / OFFER B
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Offer B total compensation$0

Your schedule

03 / HOURS
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401(k) match is the employer's contribution as a percent of your salary (a typical 4% match on $80,000 is $3,200 a year). PTO is valued at your daily salary rate. Your entries stay in this tab and are not saved.

What is the job really worth?

Enter salary and benefits for one offer — or two, to compare them head to head.

Last reviewed: October 2026.

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Honed Money provides calculators and educational information for general purposes only. It is not financial, tax, legal, investment, or insurance advice. Estimates are based on the information you enter and the assumptions shown. Actual results will vary. For taxes, retirement, and government benefits, verify with IRS.gov, SSA.gov, or VA.gov. We don’t sell financial products and aren’t paid for calculator results. Use at your own risk.