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2026 federal estimate

Dial in your paycheck withholding.

Estimate your annual federal income tax, a per-paycheck withholding target, and the entries that may belong on a new W-4.

One important update: today’s Form W-4 does not use “allowances.” It uses filing status, dependent credits, other income or deductions, and an optional extra dollar amount.

Your numbers

Annual view
$
Your expected W-2 wages before taxes.
Estimated at up to $2,200 each.
Estimated at up to $500 each.
$
$

Your W-4 snapshot will appear here.

Enter your own numbers to see an estimate. Nothing is calculated until you press the button.

Estimated 2026 federal income tax
$0
after the standard deduction and estimated dependent credits
Target: $0 per paycheck

Use this as your simple whole-year withholding target.

Taxable income$0
Estimated dependent credits$0
Effective federal rate0%
Standard deduction$0

How this maps to a 2026 W-4

Step 1(c)
—

Use the filing status that matches how you expect to file.

Step 3
—

Estimated dependent credit. Confirm that each dependent qualifies.

Step 4(c)
—

Optional extra withholding per paycheck.

Explain these results

What’s included

2026 federal ordinary-income brackets, the 2026 standard deduction, pre-tax payroll deductions, and estimated child/other-dependent credits.

What’s excluded

Payroll taxes, state tax, EITC, AMT, itemized deductions, special OBBB deductions, spouse or second-job income, investment income, and tax already withheld earlier this year.

Sources & review

Reviewed October 7, 2026. Built from IRS 2026 inflation adjustments, Publication 15-T, and IRS dependent-credit guidance.

Last reviewed: October 2026.