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What the benefit really covers.

Benefit cap vs. tuition bill — your real out-of-pocket.

The benefit

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The federal tax-free limit for employer education assistance has been $5,250 for years, but confirm it's current — edit this figure if it changes. Verified Oct 2026: IRS Fact Sheet 2026-10 confirms $5,250 for 2025 and 2026; the One Big Beautiful Bill indexes it for inflation for tax years after 2026.

Email my results

Benefit applied = min(cap, tuition). Anything above the tax-free threshold is reported as taxable wages. Calculate to activate the email and copy buttons. Your entries stay in this tab and are not saved.

How far does the benefit go?

Enter your tuition and the benefit cap — see what's covered, what's left, and what's taxable.

Last reviewed: October 2026.

What's next?

These education tools provide estimates and planning help for general purposes only — not academic, financial, tax, or legal advice. Verify important decisions with your school, the IRS, or a qualified professional. Tools are provided as-is, without warranties. Read the full disclaimer.