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Does your BAH cover housing at this duty station?

Enter your pay grade, dependency status, and BAH rate, then add your rent plus utilities to see the monthly and annual gap.

Your BAH

01 / ALLOWANCE
Dependency status
$

Look up your exact rate for your pay grade, duty station, and dependency status on the official DoD BAH calculator, then enter it here.

Your housing cost

02 / COST
$
$

Include electric, gas, water, and trash if you pay them separately. BAH rates already account for average utility costs at each duty station.

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Know the gap before you sign.

Enter your monthly BAH rate plus your rent and utilities to see whether your allowance covers the roof over your head.

Last reviewed: October 2026.

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Honed Money provides calculators and educational information for general purposes only. It is not financial, tax, legal, investment, or insurance advice. Estimates are based on the information you enter and the assumptions shown. Actual results will vary. For taxes, retirement, and government benefits, verify with IRS.gov, SSA.gov, or VA.gov. We don’t sell financial products and aren’t paid for calculator results. Use at your own risk.