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Family planning

What could the 529 cover?

Project your college savings to age 18, compare it with four years of estimated costs, and see the monthly target for closing the gap.

Build the estimate

Use today’s balance and the amount you expect to add each month.

Enter a whole number from 0 to 17.

Planning assumptions

College begins
Age 18
Annual savings growth
6%
Annual college cost inflation
4%
Cost estimate
Full student budget
18

Start with four simple inputs

Your estimate will show projected savings, the four-year target, and a monthly path toward it.

Projected gap at age 18

$0

Projected 529 savings$0
Projected four-year cost$0
Monthly target
$0/mo

Explain these results

Last reviewed: October 2026.