Set a rate that holds up.

Turn your income goal into an hourly, day, and project rate—after taxes, business costs, time off, and unpaid work time.

Your goal

01 / 03

What are you starting from?

The amount you want to keep after estimated taxes and business expenses.

Target annual take-home

Estimated tax rate

Your combined effective federal, state, and local estimate.

Annual business expenses

Software, equipment, insurance, and other operating costs.

Time you can actually bill

Billable hours per week

hrs

The rest of a 40-hour week is treated as unpaid admin or sales time.

Weeks off per year

wks

Vacation, holidays, sick time, and gaps between projects.

Quote examples

Typical project size

hrs

Used only to show a project-price equivalent.

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Your rate needs to pay you, cover business costs, allow time off, and carry the hours clients never see.