Honed Money · Business

Estimate the tax behind your take-home.

Enter annual net self-employment profit to see a simplified 2026 federal tax estimate—before the money leaves your account.

2026 Federal rates · Returns generally filed in 2027

Your estimate

Two inputs. No tax jargon required.

Annual net self-employment profit

Revenue minus ordinary business expenses, before personal taxes. Example: $75,000.

Federal filing status Used for the standard deduction, income-tax brackets, and Additional Medicare threshold.

Estimate only—not tax advice. State and local taxes are not included.

How the estimate works: 92.35% of net profit is generally subject to self-employment tax. The base 15.3% combines 12.4% Social Security and 2.9% Medicare.

Estimated federal burden

2026 FEDERAL RULES

Self-employment tax + income tax

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Enter an amount to estimate · state and local taxes not included

Self-employment tax

Social Security $0 · Medicare $0

Estimated income tax

After half-SE-tax and standard deductions

Deductible half of SE tax

Adjustment used before income tax

Estimated after-tax income

Before state, local, and other taxes

Quarterly planning amount

Total estimate divided into four equal payments

Enter your annual net profit to see a plain-English walkthrough.